Having coverage is a beginning. Understanding it changes things.
Let’s review what your plan includes, what may be missing, and what you could pay. Health insurance, supplemental protection, dental, and vision each serve a purpose.
Guidance in English or Spanish · No cost · No obligation
Scenes, card, amounts, and check are illustrative; they do not represent actual clients, payments, or guaranteed benefits. Coverage does not eliminate every expense or guarantee results. Alleanza Insurance Corp. is an independent insurance agency. Policies are issued by the applicable insurance companies. Benefits are subject to eligibility, exclusions, limits, and each policy’s terms. Supplemental insurance does not replace comprehensive health insurance.
ALLEANZA COMPAREHEALTH
Your health. Your options. Find your coverage.
Explore your options in one place. With guidance when you need it.
Explore our coverage guide. Personalized online quotes are coming soon.
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ILLUSTRATIVE PRICES · NOT REAL QUOTESHealth plans for you5 visual examples
ambetter.$30/moSilver
Oscar$42/moBronze
Community Health Choice$68/moSilver
UnitedHealthcare$85/moSilver
cigna$129/moGold
Design examples only. These are not available offers or actual quotes. Rates and eligibility vary by location and situation.
LET’S START WITH YOUYour health, with a plan.
Review of doctors and prescriptions
Deductibles and costs explained
Enrollment guidance
Meet some of our insurers and coverage options
Insurer, product, and plan availability varies by your location and eligibility.
DIFFERENT NEEDS. DIFFERENT PATHS.
Different needs. Different coverage.
ACA health insurance
Illustrative scenes. Supplemental coverage does not replace comprehensive health insurance. Company, product, and benefit availability may vary by state, eligibility, and coverage terms. This website is not operated or endorsed by the federal government.
02 / NEAR YOU Nationwide agent network
A whole country. An alliance with you.
A network of licensed agents serving clients across all 50 states. Product availability varies by state, applicable licensing, and eligibility. Explore the areas we serve and meet your next ally.
Explore with your cursor or tap a state
Agent network in all 50 states Service areas
Plan, benefit, and licensed-agent availability varies by state. The cities shown are service areas; our physical main office is in Carrollton, Texas. Alaska and Hawaii are shown in insets at different scales.
Based on your location and situation. Not every path applies.
ACA
Private medical
Dental and vision
Supplemental
Discount plan
03
We compare relevant information
The same information, side by side. This view is not a quote.
01DoctorsIn-network offices and hospitals.
02MedicinesThe list, the costs, and any authorizations.
03Full costDeductible, copays, and the maximum. Not only the premium.
04
You review your options
The decision stays with you.
The network
The full cost
What is included
05
An advisor can help when you need one
Licensed guidance, when you ask for it.
WHEN YOU ASKA licensed advisorBy phone or Zoom, where the agent is licensed and the product is available.
Tell us about your situation
Illustrative scenes. Comparison may require advisor guidance or continue on the relevant platform. Not every product is quoted directly on this website.
More than finding insurance. Finding peace of mind.
Since 2019, Cynthia and Guillermo Villard have guided families from Carrollton, Texas, including Texas, Florida, and Utah. Personalized health-insurance guidance, in Spanish and English.
Protecting families since 2019Alleanza Insurance Corp. Carrollton, Texas.
2019
8 Google reviews of our Carrollton teamListing published as Villard Agency, same ownership. Not a customer count.
An excellent agency, full of leaders and human warmth, always willing to help its agents and clients.
Public reviews from the Google listing of our Carrollton team, published under the Villard Agency name, which shares ownership with Alleanza Insurance Corp. They do not say whether the writer is a policyholder or part of the team, and they do not guarantee policy results.
CHOOSE HOW TO COMPARE
More than finding a price.
Alleanza
Comparison with guidance
Multiple coverage options
Subject to availability
Advisor guidance
Available
Help understanding differences
Available
Medical + supplemental options
Subject to availability
Support along the way
Available
Spanish-language support
Available
Direct with an insurer
Within its offering
Multiple coverage options
Its own offering
Advisor guidance
May vary
Help understanding differences
May vary
Medical + supplemental options
May vary
Support along the way
May vary
Spanish-language support
May vary
Research on your own
You gather the information
Multiple coverage options
Based on your search
Advisor guidance
If requested
Help understanding differences
Depends on sources
Medical + supplemental options
Based on your search
Support along the way
May vary
Spanish-language support
May vary
An overview of ways to shop, not a comparison of specific companies. Other insurers’ and platforms’ services may vary. Alleanza does not represent every option in the market.
STRAIGHTFORWARD ANSWERS
Let’s make it clear.
Direct answers. If your situation is different, an advisor can continue on WhatsApp.
Explore the four coverage types and the factors worth comparing. You don’t need to know the terminology or share your contact details. If you want guidance for your situation, you can talk to an advisor.
What is the difference between ACA and private insurance?
ACA Marketplace plans are also issued by private insurers and may include financial help based on eligibility. Other private options exist outside the Marketplace; some comply with ACA and others have different benefits and limits. Review each product.
Can you help me enroll in the Marketplace for 2027?
Yes. Agents who handle Marketplace enrollments hold the corresponding registration and certification for the 2027 coverage year. We work with appropriately licensed agents based on the state and product. Requests are assigned according to applicable licensing and availability. Eligibility for financial help and the plans available depend on your state and situation.
Is Alleanza an insurance carrier?
Alleanza Insurance Corp. is an independent agency. We help you find, compare, and understand products from authorized insurers and platforms. The applicable insurance company issues the coverage.
Can I explore without speaking to an agent right away?
Yes. Explore categories and learn what to compare without talking to an agent. Personalized plan comparison in Alleanza Compare is in development. For now, an advisor can help you review specific options.
What should I look at beyond the monthly price?
Review the deductible, out-of-pocket maximum, copays, and coinsurance; also check doctors, hospitals, covered prescriptions, exclusions, and limits. Consider routine care as well as unexpected needs.
What do HMO, PPO, and EPO mean?
They describe network types. HMO and EPO plans generally cover in-network care, except emergencies. PPO plans usually allow out-of-network care at a higher cost. Specialist referrals and other rules depend on the plan; check its terms.
Does supplemental coverage replace health insurance?
No. It may pay benefits for covered events, depending on the policy, but it does not replace comprehensive health insurance. Review benefit amounts, exclusions, limits, and waiting periods.
Can I get help remotely?
Yes. We can provide phone or remote guidance in markets where our agents are licensed and products are available.
Are the same companies available in every state?
Not necessarily. Companies, networks, products, and benefits vary by location and eligibility. We confirm availability for your situation before moving forward.
HELP WHEN YOU NEED IT
Prefer to review your options with an advisor?
Tell us how to reach you. One of our advisors can help you understand the next steps.
Metal levels describe how costs are shared, not care quality. Compare premiums and costs when using care. If you qualify for cost-sharing reductions, review Silver options.
02
HMO vs. PPO vs. EPO
Understand your networkRead short guide
These names describe access rules. Check whether you must use in-network providers, need referrals, and how out-of-network care works.
03
What your deductible really means
Beyond the monthly paymentRead short guide
It is what you pay for certain covered services before the plan shares those costs. Some services may have copays or be covered before you reach it. Check the summary of benefits.
04
ACA vs. private insurance
Two overlapping termsRead short guide
ACA is not an insurer: private companies issue Marketplace plans. Plans also exist outside the Marketplace, with requirements and terms you should review individually.
05
Is your doctor in the network?
An essential checkRead short guide
Look up the exact plan in the insurer’s directory. Confirm with the doctor’s office that it accepts that plan, not just the company. Networks can change.
